The Most Common Barrier To Home Buying Is The Down Payment. Thankfully, There Are Other Ways To Buy . More ( Can I Afford To Buy A House #4)

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The Most Common Barrier To Home Buying Is The Down Payment. Thankfully, There Are Other Ways To Buy . More ( Can I Afford To Buy A House #4)

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The

the1  (stressed ᵺē; unstressed before a consonant ᵺə;
unstressed before a vowel ᵺē),USA pronunciation
 definite article. 
  1. (used, esp. before a noun, with a specifying or particularizing effect, as opposed to the indefinite or generalizing force of the indefinite article a or an): the book you gave me; Come into the house.
  2. (used to mark a proper noun, natural phenomenon, ship, building, time, point of the compass, branch of endeavor, or field of study as something well-known or unique):the sun;
    the Alps;
    theQueen Elizabeth;
    the past; the West.
  3. (used with or as part of a title): the Duke of Wellington; the Reverend John Smith.
  4. (used to mark a noun as indicating the best-known, most approved, most important, most satisfying, etc.): the skiing center of the U.S.; If you're going to work hard, now is the time.
  5. (used to mark a noun as being used generically): The dog is a quadruped.
  6. (used in place of a possessive pronoun, to note a part of the body or a personal belonging): He won't be able to play football until the leg mends.
  7. (used before adjectives that are used substantively, to note an individual, a class or number of individuals, or an abstract idea): to visit the sick; from the sublime to the ridiculous.
  8. (used before a modifying adjective to specify or limit its modifying effect): He took the wrong road and drove miles out of his way.
  9. (used to indicate one particular decade of a lifetime or of a century): the sixties; the gay nineties.
  10. (one of many of a class or type, as of a manufactured item, as opposed to an individual one): Did you listen to the radio last night?
  11. enough: He saved until he had the money for a new car. She didn't have the courage to leave.
  12. (used distributively, to note any one separately) for, to, or in each;
    a or an: at one dollar the pound.

Common

com•mon (komən),USA pronunciation adj.,  -er, -est, n. 
adj. 
    1. belonging equally to, or shared alike by, two or more or all in question: common property; common interests.
    2. pertaining or belonging equally to an entire community, nation, or culture;
      public: a common language or history; a common water-supply system.
    3. joint;
      united: a common defense.
    4. widespread;
      general;
      ordinary: common knowledge.
    5. of frequent occurrence;
      usual;
      familiar: a common event; a common mistake.
    6. hackneyed;
      trite.
    7. of mediocre or inferior quality;
      mean;
      low: a rough-textured suit of the most common fabric.
    8. coarse;
      vulgar: common manners.
    9. lacking rank, station, distinction, etc.;
      unexceptional;
      ordinary: a common soldier; the common man; a common thief.
    10. [Dial.]friendly;
      sociable;
      unaffected.
    11. forming or formed by two or more parts or branches: the common carotid arteries.
    12. [Pros.](of a syllable) able to be considered as either long or short.
      • not belonging to an inflectional paradigm;
        fulfilling different functions that in some languages require different inflected forms: English nouns are in the common case whether used as subject or object.
      • constituting one of two genders of a language, esp. a gender comprising nouns that were formerly masculine or feminine: Swedish nouns are either common or neuter.
      • noting a word that may refer to either a male or a female: Frenchélève has common gender. English lacks a common gender pronoun in the third person singular.
      • (of a noun) belonging to the common gender.
    13. bearing a similar relation to two or more entities.
    14. of, pertaining to, or being common stock: common shares.

    n. 
    1. Often,  commons. [Chiefly New England.]a tract of land owned or used jointly by the residents of a community, usually a central square or park in a city or town.
    2. the right or liberty, in common with other persons, to take profit from the land or waters of another, as by pasturing animals on another's land(common of pasturage) or fishing in another's waters(common of piscary).
    3. commons, (used with a sing. or pl. v.)
      • the commonalty;
        the nonruling class.
      • the body of people not of noble birth or not ennobled, as represented in England by the House of Commons.
      • (cap.) the representatives of this body.
      • (cap.) the House of Commons.
    4. commons: 
      • (used with a sing. v.) a large dining room, esp. at a university or college.
      • (usually used with a pl. v.) food provided in such a dining room.
      • (usually used with a pl. v.) food or provisions for any group.
    5. (sometimes cap.) [Eccles.]
      • an office or form of service used on a festival of a particular kind.
      • the ordinary of the Mass, esp. those parts sung by the choir.
      • the part of the missal and breviary containing Masses and offices of those saints assigned to them.
    6. [Obs.]
      • the community or public.
      • the common people.
    7. in common, in joint possession or use;
      shared equally: They have a love of adventure in common.
    common•ness, n. 

    To

    to (to̅o̅; unstressed tŏŏ, tə),USA pronunciation prep. 
    1. (used for expressing motion or direction toward a point, person, place, or thing approached and reached, as opposed to from): They came to the house.
    2. (used for expressing direction or motion or direction toward something) in the direction of;
      toward: from north to south.
    3. (used for expressing limit of movement or extension): He grew to six feet.
    4. (used for expressing contact or contiguity) on;
      against;
      beside;
      upon: a right uppercut to the jaw; Apply varnish to the surface.
    5. (used for expressing a point of limit in time) before;
      until: to this day; It is ten minutes to six. We work from nine to five.
    6. (used for expressing aim, purpose, or intention): going to the rescue.
    7. (used for expressing destination or appointed end): sentenced to jail.
    8. (used for expressing agency, result, or consequence): to my dismay; The flowers opened to the sun.
    9. (used for expressing a resulting state or condition): He tore it to pieces.
    10. (used for expressing the object of inclination or desire): They drank to her health.
    11. (used for expressing the object of a right or claim): claimants to an estate.
    12. (used for expressing limit in degree, condition, or amount): wet to the skin; goods amounting to $1000; Tomorrow's high will be 75 to 80°.
    13. (used for expressing addition or accompaniment) with: He added insult to injury. They danced to the music. Where is the top to this box?
    14. (used for expressing attachment or adherence): She held to her opinion.
    15. (used for expressing comparison or opposition): inferior to last year's crop; The score is eight to seven.
    16. (used for expressing agreement or accordance) according to;
      by: a position to one's liking; to the best of my knowledge.
    17. (used for expressing reference, reaction, or relation): What will he say to this?
    18. (used for expressing a relative position): parallel to the roof.
    19. (used for expressing a proportion of number or quantity) in;
      making up: 12 to the dozen; 20 miles to the gallon.
    20. (used for indicating the indirect object of a verb, for connecting a verb with its complement, or for indicating or limiting the application of an adjective, noun, or pronoun): Give it to me. I refer to your work.
    21. (used as the ordinary sign or accompaniment of the infinitive, as in expressing motion, direction, or purpose, in ordinary uses with a substantive object.)
    22. raised to the power indicated: Three to the fourth is 81( 34 = 81).

    adv. 
    1. toward a point, person, place, or thing, implied or understood.
    2. toward a contact point or closed position: Pull the door to.
    3. toward a matter, action, or work: We turned to with a will.
    4. into a state of consciousness;
      out of unconsciousness: after he came to.
    5. to and fro. See  fro (def. 2).

    Home

    home (hōm),USA pronunciation n., adj., adv., v.,  homed, hom•ing. 
    n. 
    1. a house, apartment, or other shelter that is the usual residence of a person, family, or household.
    2. the place in which one's domestic affections are centered.
    3. an institution for the homeless, sick, etc.: a nursing home.
    4. the dwelling place or retreat of an animal.
    5. the place or region where something is native or most common.
    6. any place of residence or refuge: a heavenly home.
    7. a person's native place or own country.
    8. (in games) the destination or goal.
    9. a principal base of operations or activities: The new stadium will be the home of the local football team.
    10. [Baseball.]See  home plate. 
    11. [Lacrosse.]one of three attack positions nearest the opposing goal.
    12. at home: 
      • in one's own house or place of residence.
      • in one's own town or country.
      • prepared or willing to receive social visits: Tell him I'm not at home. We are always at home to her.
      • in a situation familiar to one;
        at ease: She has a way of making everyone feel at home.
      • well-informed;
        proficient: to be at home in the classics.
      • played in one's hometown or on one's own grounds: The Yankees played two games at home and one away.

    adj. 
    1. of, pertaining to, or connected with one's home or country;
      domestic: home products.
    2. principal or main: the corporation's home office.
    3. reaching the mark aimed at: a home thrust.
    4. played in a ball park, arena, or the like, that is or is assumed to be the center of operations of a team: The pitcher didn't lose a single home game all season.Cf. away (def. 14).

    adv. 
    1. to, toward, or at home: to go home.
    2. deep;
      to the heart: The truth of the accusation struck home.
    3. to the mark or point aimed at: He drove the point home.
      • into the position desired;
        perfectly or to the greatest possible extent: sails sheeted home.
      • in the proper, stowed position: The anchor is home.
      • toward its vessel: to bring the anchor home.
    4. bring home to, to make evident to;
      clarify or emphasize for: The irrevocability of her decision was brought home to her.
    5. home and dry, having safely achieved one's goal.
    6. home free: 
      • assured of finishing, accomplishing, succeeding, etc.: If we can finish more than half the work today, we'll be home free.
      • certain to be successfully finished, accomplished, secured, etc.: With most of the voters supporting it, the new law is home free.
    7. write home about, to comment especially on;
      remark on: The town was nothing to write home about. His cooking is really something to write home about.

    v.i. 
    1. to go or return home.
    2. (of guided missiles, aircraft, etc.) to proceed, esp. under control of an automatic aiming mechanism, toward a specified target, as a plane, missile, or location (often fol. by in on): The missile homed in on the target.
    3. to navigate toward a point by means of coordinates other than those given by altitudes.
    4. to have a home where specified;
      reside.

    v.t. 
    1. to bring or send home.
    2. to provide with a home.
    3. to direct, esp. under control of an automatic aiming device, toward an airport, target, etc.

    Buying

    buy (bī),USA pronunciation v.,  bought, buy•ing, n. 
    v.t. 
    1. to acquire the possession of, or the right to, by paying or promising to pay an equivalent, esp. in money;
      purchase.
    2. to acquire by exchange or concession: to buy favor with flattery.
    3. to hire or obtain the services of: The Yankees bought a new center fielder.
    4. to bribe: Most public officials cannot be bought.
    5. to be the monetary or purchasing equivalent of: Ten dollars buys less than it used to.
    6. [Chiefly Theol.]to redeem;
      ransom.
    7. [Cards.]to draw or be dealt (a card): He bought an ace.
      • to accept or believe: I don't buy that explanation.
      • to be deceived by: He bought the whole story.

    v.i. 
    1. to be or become a purchaser.
    2. buy down, to lower or reduce (the mortgage interest rate) by means of a buy-down.
    3. buy in: 
      • to buy a supply of;
        accumulate a stock of.
      • to buy back one's own possession at an auction.
      • to undertake a buy-in. Also,  buy into. 
    4. buy into, to purchase a share, interest, or membership in: They tried to buy into the club but were not accepted.
    5. buy it, [Slang.]to get killed: He bought it at Dunkirk.
    6. buy off, to get rid of (a claim, opposition, etc.) by payment;
      purchase the noninterference of;
      bribe: The corrupt official bought off those who might expose him.
    7. buy out, to secure all of (an owner or partner's) share or interest in an enterprise: She bought out an established pharmacist and is doing very well.
    8. buy up, to buy as much as one can of something or as much as is offered for sale: He bought up the last of the strawberries at the fruit market.

    n. 
    1. an act or instance of buying.
    2. something bought or to be bought;
      purchase: That coat was a sensible buy.
    3. a bargain: The couch was a real buy.
    buya•ble, adj. 

    Is

    is (iz),USA pronunciation v. 
    1. 3rd pers. sing. pres. indic. of  be. 
    2. as is. See  as 1 (def. 21).

    The

    the1  (stressed ᵺē; unstressed before a consonant ᵺə;
    unstressed before a vowel ᵺē),USA pronunciation
     definite article. 
    1. (used, esp. before a noun, with a specifying or particularizing effect, as opposed to the indefinite or generalizing force of the indefinite article a or an): the book you gave me; Come into the house.
    2. (used to mark a proper noun, natural phenomenon, ship, building, time, point of the compass, branch of endeavor, or field of study as something well-known or unique):the sun;
      the Alps;
      theQueen Elizabeth;
      the past; the West.
    3. (used with or as part of a title): the Duke of Wellington; the Reverend John Smith.
    4. (used to mark a noun as indicating the best-known, most approved, most important, most satisfying, etc.): the skiing center of the U.S.; If you're going to work hard, now is the time.
    5. (used to mark a noun as being used generically): The dog is a quadruped.
    6. (used in place of a possessive pronoun, to note a part of the body or a personal belonging): He won't be able to play football until the leg mends.
    7. (used before adjectives that are used substantively, to note an individual, a class or number of individuals, or an abstract idea): to visit the sick; from the sublime to the ridiculous.
    8. (used before a modifying adjective to specify or limit its modifying effect): He took the wrong road and drove miles out of his way.
    9. (used to indicate one particular decade of a lifetime or of a century): the sixties; the gay nineties.
    10. (one of many of a class or type, as of a manufactured item, as opposed to an individual one): Did you listen to the radio last night?
    11. enough: He saved until he had the money for a new car. She didn't have the courage to leave.
    12. (used distributively, to note any one separately) for, to, or in each;
      a or an: at one dollar the pound.

    Down

    down1  (doun),USA pronunciation adv. 
    1. from higher to lower;
      in descending direction or order;
      toward, into, or in a lower position: to come down the ladder.
    2. on or to the ground, floor, or bottom: He fell down.
    3. to or in a sitting or lying position.
    4. to or in a position, area, or district considered lower, esp. from a geographical or cartographic standpoint, as to the south, a business district, etc.: We drove from San Francisco down to Los Angeles.
    5. to or at a lower value or rate.
    6. to a lesser pitch or volume: Turn down the radio.
    7. in or to a calmer, less active, or less prominent state: The wind died down.
    8. from an earlier to a later time: from the 17th century down to the present.
    9. from a greater to a lesser strength, amount, etc.: to water down liquor.
    10. in an attitude of earnest application: to get down to work.
    11. on paper or in a book: Write down the address.
    12. in cash at the time of purchase;
      at once: We paid $50 down and $20 a month.
    13. to the point of defeat, submission, inactivity, etc.: They shouted down the opposition.
    14. in or into a fixed or supine position: They tied down the struggling animal.
    15. to the source or actual position: The dogs tracked down the bear.
    16. into a condition of ill health: He's come down with a cold.
    17. in or into a lower status or condition: kept down by lack of education.
    18. toward the lee side, so as to turn a vessel to windward: Put the helm down!
    19. on toast (as used in ordering a sandwich at a lunch counter or restaurant): Give me a tuna down.
    20. down with! 
      • away with! cease!: Down with tyranny!
      • on or toward the ground or into a lower position: Down with your rifles!

    prep. 
    1. in a descending or more remote direction or place on, over, or along: They ran off down the street.

    adj. 
    1. downward;
      going or directed downward: the down escalator.
    2. being at a low position or on the ground, floor, or bottom.
    3. toward the south, a business district, etc.
    4. associated with or serving traffic, transportation, or the like, directed toward the south, a business district, etc.: the down platform.
    5. downcast;
      depressed;
      dejected: You seem very down today.
    6. ailing, esp., sick and bedridden: He's been down with a bad cold.
    7. being the portion of the full price, as of an article bought on the installment plan, that is paid at the time of purchase or delivery: a payment of $200 down.
    8. [Football.](of the ball) not in play.
    9. behind an opponent or opponents in points, games, etc.: The team won the pennant despite having been down three games in the final week of play.
    10. [Baseball.]out.
    11. losing or having lost the amount indicated, esp. at gambling: After an hour at poker, he was down $10.
    12. having placed one's bet: Are you down for the fourth race?
    13. finished, done, considered, or taken care of: five down and one to go.
    14. out of order: The computer has been down all day.
    15. down and out, down-and-out.
    16. down cold or  pat, mastered or learned perfectly: Another hour of studying and I'll have the math lesson down cold.
    17. down in the mouth, discouraged;
      depressed;
      sad.
    18. down on, [Informal.]hostile or averse to: Why are you so down on sports?

    n. 
    1. a downward movement;
      descent.
    2. a turn for the worse;
      reverse: The business cycle experienced a sudden down.
    3. [Football.]
      • one of a series of four plays during which a team must advance the ball at least 10 yd. (9 m) to keep possession of it.
      • the declaring of the ball as down or out of play, or the play immediately preceding this.
    4. an order of toast at a lunch counter or restaurant.
    5. downer (defs. 1a, b).

    v.t. 
    1. to put, knock, or throw down;
      subdue: He downed his opponent in the third round.
    2. to drink down, esp. quickly or in one gulp: to down a tankard of ale.
    3. to defeat in a game or contest: The Mets downed the Dodgers in today's game.
    4. to cause to fall from a height, esp. by shooting: Antiaircraft guns downed ten bombers.

    v.i. 
    1. to go down;
      fall.

    interj. 
    1. (used as a command to a dog to stop attacking, to stop jumping on someone, to get off a couch or chair, etc.): Down, Rover!
    2. (used as a command or warning to duck, take cover, or the like): Down! They're starting to shoot!

    There

    there (ᵺâr; unstressed ᵺər),USA pronunciation adv. 
    1. in or at that place (opposed to here): She is there now.
    2. at that point in an action, speech, etc.: He stopped there for applause.
    3. in that matter, particular, or respect: His anger was justified there.
    4. into or to that place;
      thither: We went there last year.
    5. (used by way of calling attention to something or someone): There they go.
    6. in or at that place where you are: Well, hi there.

    pron. 
    1. (used to introduce a sentence or clause in which the verb comes before its subject or has no complement): There is no hope.
    2. that place: He comes from there, too.
    3. that point.

    n. 
    1. that state or condition: I'll introduce you to her, but you're on your own from there on.

    adj. 
    1. (used for emphasis, esp. after a noun modified by a demonstrative adjective): Ask that man there.

    interj. 
    1. (used to express satisfaction, relief, encouragement, approval, consolation, etc.): There! It's done.

    Are

    are1  (är; unstressed ər),USA pronunciation v. 
  1. pres. indic. pl. and 2nd pers. sing. of  be. 

To

to (to̅o̅; unstressed tŏŏ, tə),USA pronunciation prep. 
  1. (used for expressing motion or direction toward a point, person, place, or thing approached and reached, as opposed to from): They came to the house.
  2. (used for expressing direction or motion or direction toward something) in the direction of;
    toward: from north to south.
  3. (used for expressing limit of movement or extension): He grew to six feet.
  4. (used for expressing contact or contiguity) on;
    against;
    beside;
    upon: a right uppercut to the jaw; Apply varnish to the surface.
  5. (used for expressing a point of limit in time) before;
    until: to this day; It is ten minutes to six. We work from nine to five.
  6. (used for expressing aim, purpose, or intention): going to the rescue.
  7. (used for expressing destination or appointed end): sentenced to jail.
  8. (used for expressing agency, result, or consequence): to my dismay; The flowers opened to the sun.
  9. (used for expressing a resulting state or condition): He tore it to pieces.
  10. (used for expressing the object of inclination or desire): They drank to her health.
  11. (used for expressing the object of a right or claim): claimants to an estate.
  12. (used for expressing limit in degree, condition, or amount): wet to the skin; goods amounting to $1000; Tomorrow's high will be 75 to 80°.
  13. (used for expressing addition or accompaniment) with: He added insult to injury. They danced to the music. Where is the top to this box?
  14. (used for expressing attachment or adherence): She held to her opinion.
  15. (used for expressing comparison or opposition): inferior to last year's crop; The score is eight to seven.
  16. (used for expressing agreement or accordance) according to;
    by: a position to one's liking; to the best of my knowledge.
  17. (used for expressing reference, reaction, or relation): What will he say to this?
  18. (used for expressing a relative position): parallel to the roof.
  19. (used for expressing a proportion of number or quantity) in;
    making up: 12 to the dozen; 20 miles to the gallon.
  20. (used for indicating the indirect object of a verb, for connecting a verb with its complement, or for indicating or limiting the application of an adjective, noun, or pronoun): Give it to me. I refer to your work.
  21. (used as the ordinary sign or accompaniment of the infinitive, as in expressing motion, direction, or purpose, in ordinary uses with a substantive object.)
  22. raised to the power indicated: Three to the fourth is 81( 34 = 81).

adv. 
  1. toward a point, person, place, or thing, implied or understood.
  2. toward a contact point or closed position: Pull the door to.
  3. toward a matter, action, or work: We turned to with a will.
  4. into a state of consciousness;
    out of unconsciousness: after he came to.
  5. to and fro. See  fro (def. 2).

Buy

buy (bī),USA pronunciation v.,  bought, buy•ing, n. 
v.t. 
  1. to acquire the possession of, or the right to, by paying or promising to pay an equivalent, esp. in money;
    purchase.
  2. to acquire by exchange or concession: to buy favor with flattery.
  3. to hire or obtain the services of: The Yankees bought a new center fielder.
  4. to bribe: Most public officials cannot be bought.
  5. to be the monetary or purchasing equivalent of: Ten dollars buys less than it used to.
  6. [Chiefly Theol.]to redeem;
    ransom.
  7. [Cards.]to draw or be dealt (a card): He bought an ace.
    • to accept or believe: I don't buy that explanation.
    • to be deceived by: He bought the whole story.

v.i. 
  1. to be or become a purchaser.
  2. buy down, to lower or reduce (the mortgage interest rate) by means of a buy-down.
  3. buy in: 
    • to buy a supply of;
      accumulate a stock of.
    • to buy back one's own possession at an auction.
    • to undertake a buy-in. Also,  buy into. 
  4. buy into, to purchase a share, interest, or membership in: They tried to buy into the club but were not accepted.
  5. buy it, [Slang.]to get killed: He bought it at Dunkirk.
  6. buy off, to get rid of (a claim, opposition, etc.) by payment;
    purchase the noninterference of;
    bribe: The corrupt official bought off those who might expose him.
  7. buy out, to secure all of (an owner or partner's) share or interest in an enterprise: She bought out an established pharmacist and is doing very well.
  8. buy up, to buy as much as one can of something or as much as is offered for sale: He bought up the last of the strawberries at the fruit market.

n. 
  1. an act or instance of buying.
  2. something bought or to be bought;
    purchase: That coat was a sensible buy.
  3. a bargain: The couch was a real buy.
buya•ble, adj. 

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